Budget Calculator

This calculator will help you determine your potential for savings each month and your ratio (as a percentage) of debt to income calculated on a monthly basis. The fields below should be filled in with dollar amounts for the month.

Income

Take-home pay(Head of Household): 
Take-home pay(Spouse):		  
After-tax income (other sources):
Expenses

*Mortgage/Rent Payment:		  
 Electric:			  
 Heat:				  
 Water & Sewer:			  
 Phone:				  
 Disposal Service:		  
 Cable:				  
*Car Payments:			  
 Life Insurance:		  
 Car Insurance:			  
 Gas:				  
 Food:				  
 Child Care:			  
 Charitable Contributions:	  
*Child Support/Alimony/Other:	  
*Credit Cards:			  
*Student Loan:			  
*Other Loans:			  
 Medical:			  
 Entertainment:			  
 Personal Expense:		  
 Miscellaneous:			  


   


Results

Total Net Income:		  
Total Expenditures: 		  
Amount Available for Savings:     
Debt/Income Ratio(%):